Costa Mesa · Orange County
Omega Loans
Borrow against your Omega and walk out with cash in about 15 minutes. Under 3%/mo effective up to $2,499 ($2,500+ set individually), no credit check, and you keep ownership — repay anytime and the watch comes straight back to you.
- 4.7★ from 89+ reviews
- Licensed CA pawnbroker
- Family-owned since 2007
Free evaluation
Get cash in 15 minutes
Tell us what you have. We’ll come back with a number — no obligation, nothing to sign.
15 min
typical visit
Under 3%/mo
effective on loans up to $2,499
4.7★
89+ reviews
How a Omega loan works
A collateral loan is not a sale. Your watch is held securely, and it comes back to you the moment the loan is repaid.
- 01
Bring the watch in
No appointment needed. Walk into the Costa Mesa shop during opening hours.
- 02
Free evaluation
A 40-year veteran watchmaker inspects it and prices it against current market data.
- 03
Take the cash
Accept the offer and leave with money the same day. Most visits take about 15 minutes.
- 04
Repay, collect it
Pay the principal plus interest whenever you're ready and take your watch home.
The terms
Under 3%/mo
From under 3% per month effective on loans up to $2,499. Loans of $2,500 or more are negotiable, depending on collateral and loan-to-value.
- Credit check
- Never
- Funding
- Same day
- Repayment
- Whenever you're ready
- Privacy
- 100% confidential
Visit the shop
1860 Newport Blvd, Costa Mesa, CA 92627
Mon–Fri 10:00am – 4:30pm
After-hours appointments available
Omega models we lend on
Speedmaster
Loans on Moonwatch and Professional refs
Seamaster
Diver 300M, 300, and vintage references
Constellation
Steel, two-tone, and gold references
De Ville
Prestige, Tresor, and dress references
Aqua Terra
150M models, every dial and size
Planet Ocean
600M divers and chronographs
Loan disclosure
Rates, terms & example
Every loan is written with no credit check and to the same four-month renewable term. Charges depend on the loan amount.
- Minimum repayment period
- 1 month — redeem anytime
- Maximum repayment period
- 4 months, renewable
- Maximum APR
- 33.6% on loans up to $2,499
Small loans ($500 – $2,499): charges follow the California Financial Code schedule for loans under $2,500; the only fee is a $9 loan documentation fee; effective cost is under 3% per month over the full term; maximum APR 33.6%. Representative example: a $2,000 loan for the full 4-month term costs $162.88 in total charges, including the $9 documentation fee. Total to redeem: $2,162.88. APR: 24.43%.
Loans of $2,500 or more are negotiable, depending on the collateral and the loan-to-value. Terms are agreed individually before the loan is written — ask us for your rate.
All loans are written for a 4-month term (the California minimum) and are renewable; you may redeem at any time. CA Pawnbroker License 000003544.